Why Market Timing Doesn’t Work
Everyday the financial media has stories about either impending doom or unbridled optimism for the stock market. Not surprisingly, many investors get the urge to move their asset allocations around based on these stories in the hopes of boosting their returns. They should resist that urge. While they might get lucky once and boost returns in the short term, they must get lucky twice to keep that excess return, or else they get financially hurt in the long run. So, do you feel lucky?
Money Mindset
Amie Baker, Director and Financial Advisor at Rekab Advice, sat down with Joe Stephan on the It’s Never About Money podcast. They discuss money mindset and our relationship with money.
A Meeting of Two Advisors – Part 2
Dale Scally, a friend and former Financial Advisor, sat down with Joe Stephan on the It’s Never About Money podcast to unpack the special report, ‘Your Financial Legacy Roadmap’, published by Stephan Independent Advisory.
A Meeting of Two Advisors – Part 1
Dale Scally, a friend and former Financial Advisor, sat down with Joe Stephan on the It’s Never About Money podcast to unpack the special report, ‘Your Financial Legacy Roadmap’, published by Stephan Independent Advisory.
Superguide Interview – Retirement
Joe was interviewed by Robert Barnes from Superguide at the Profession of Independent Advisers Symposium in Canberra in 2019. https://www.superguide.com.au/retirement-planning/video-financial-advisers-tips-preparing-for-retirement
Special Report for Family Business
We’ve spoken with family business owners and specialist family business advisors across both Australia and the US to uncover the most pressing issues facing you today. DOWNLOAD REPORT HERE
The 7 roles of a Financial Advisor
When you think of a Financial Advisor, you might see us playing one role. Jim Parker, Vice President of DFA Australia, believes there are actually 7 roles of a good Financial Advisors. And he describes these, and their benefits to you. Many people still think an advisor’s only role is to deliver market-beating returns year […]
Global Investing: Looking beyond our market.
Everybody loves the comforts of home, but investors who become too anchored to familiar territory can end up with a very narrow view of the world. Jim Parker is the Vice President of DFA Australia Limited and he helps explains global investing and looking beyond your local market! As at 31 December 2016, superannuation funds […]
Is the grass really greener?
Not all advisors are made the same. There are many benefits of long term relationships with a trusted advisor, as they are in the best position to navigate you away from things you didn’t see coming, and steer you in the right direction during times of uncertainty. For example after a sudden stock market dip. […]
Reducing the high cost of predictions
Every year you’ll hear a wide range of financial predictions from a range of experts. What do these predictions really mean – and just how many of them come true? The results should NOT surprise you. Do these headlines / predictions / opinions sound familiar? Notice a common theme in these predictions? Think about the […]
Working with new clients
Before working with new clients and having our initial “Discovery Meeting”, we seek to review the client’s financial situation. This means the first meeting focuses on analysis, review and discovery of goals, rather simply becoming a ‘fact finding’ mission. That’s why we’ll ask potential clients to complete some basic homework for us prior to the […]
A lap band for your income
We find that many people focus on their expenditure – without focusing on their goals. After creating an understanding of your goals and objectives, we devise strategies that will enable you to achieve these. However, as the word “budget” sometimes conjures up negative thoughts about reduced spending, we prefer to refer to it as “Lap […]
The Planner that helped Jennifer Byrne
I absolutely love this article! It’s all about the planner that helped Jennifer Byrne speak out against Kerry Packer. Those who benefit most from financial planners wish not only to trust advice but to understand and continue to receive education which ultimately leads to empowerment and confidence in many critical life decisions. See how Jennifer Byrne of […]
UNEARTHED! The business nest egg fallacy
Relying on your small business for your retirement can be a foolish strategy. Many family Business Owners fear they could become the sinking ship. That is, the one who brings the business [and eventually] their family down. Many of the Business Owners that we see have a passion for their business, they deal with a […]
Dreaming of a three day working week? Here’s your reality!
Many people, who are clear on their personal financial goals move towards a three day working week sooner. With the year progressing quicker than ever, how’s your work life balance? Has this year seen you achieve more family time while earning the income you hoped for? Here’s our tips to help turn this year into […]
The dirty habits of being cashed up!
Just because you are income wealthy does not mean you are set up for life. There’s an old saying, look after the cents as the dollars will look after themselves. This means, watch the little purchases – these quickly add up. In our experience, we’ve often seen the greater the income, the more unaccountable people […]
How Independent Financial Advice adds more to your life
As experienced Financial Planners, we identified the advice that we believe is best for our clients, can only be as good as the structure we operate within. The vast majority of financial advisors in Australia who insinuate they are independent – are not. If a financial advisor receives commissions or is aligned with a licensee […]
A Fisherman and an Executive
This is a classic tale about a fisherman and an executive that’s still relevant today and helps clarify the real value of money and the importance of individual plans. A powerful executive was walking along the beach in a small coastal village. He noticed a small boat with just one fisherman. Inside the small boat […]
The Value of Patience
When it comes to investing, the value of patience is because of its unpopularity. We share an article explaining!
Passive vs Active Investments
Recently we have had some client conversations justifying our position that trying to predict which investments will provide superior performance long term will end up providing a substandard result. Around the debate over passive vs active investments, we believe that people trying to predict the stock market are stock picking their way to poor performance. We […]