Knowledge Centre

Retirement Planning

  • “Are you ready?”

    The importance of having the right team of experts on your side. Life is unpredictable. You may think there’s still time to make plans for your business, to put things in order for your retirement—but significant life changes can happen…

  • The importance of sequencing

    You’ve worked hard to get where you are financially, so you want to make sure your wealth is maintained when you retire. But the problem with investments is that the market is unstable. And it’s not necessarily what happens to…

  • Special Report for Family Business

    We’ve spoken with family business owners and specialist family business advisors across both Australia and the US to uncover the most pressing issues facing you today—the ones that keep you up at night. This Special Report guides you through a…

  • Life wasn’t meant to be easy – but this plan will help!

    Family Business Owners live in fear of being the sinking ship. What happens to them, and their family if they are the one who brings their business down? There is one easy solution that can help them plan through a…

  • UNEARTHED! The business nest egg fallacy

    Relying on your small business for your retirement can be a foolish strategy. Many family Business Owners fear they could become the sinking ship. That is, the one who brings the business [and eventually] their family down. Many of the…

  • Dreaming of a three day working week? Here’s your reality!

    Many people, who are clear on their personal financial goals – move towards a three day working week sooner. With the festive season upon us, how’s your work life balance? Did 2015 see you achieve more family time while earning…

  • The dirty habits of being cashed up!

    Just because you are income wealthy does not mean you are set up for life. There’s an old saying, look after the cents as the dollars will look after themselves. This means, watch the little purchases – these quickly add…

  • To Leverage or Not to Leverage?

    Benefits of managing debt in your new business Our last blog covered key points to consider when starting your own business. Today, we reveal the key questions we receive from those considering, or those that have just opened a new…

  • The Silent Assassin – News.com.au

    Recently I was asked by Victoria Craw from News.com.au about my opinion on the cost of living pressures and its effect on families.

  • An Ideal Instrument for Business Owners

    Self managed super funds (SMSFs) are the fastest growing products in the superannuation industry today. SMSFs offer a number of advantages and benefits that appeal to individuals. These include the freedom to choose investments, the flexibility in determining the tax…

  • Personal advice for complex lives Stephan Independent Advisory took the time to understand our situation & tailor their advice & solutions to our specific needs which, being a business owner, can be quite complex. Paul Marsh - Principal P2 Group - Business Owner
  • Enjoy the fruits of working life Joe & James were able to provide me with the impetus to take the next step into retirement which could have been delayed without quality financial advice. Dr. Kevin Adams Self Funded Retiree
  • Professional practice to be admired Joe & James' professional practice is to be admired. They are always there for his clients when needed. They freely pass on their expert knowledge without hard product selling techniques. Dr. Elspeth Mckay Associate Professor

Thinking
about a second
Opinion?

Independent
Opinion
Service

SCHEDULE
A 15 MIN
PHONE CALL
Stephan Independent Advisory
Private Wealth Management
Suite 506, 1 Princess Street, Kew VIC 3101