Our Approach

As a truly independent advisory group we understand that every business and situation is different, so you need wealth management advice that goes beyond just investment consultation and aligns your long-term financial goals with your life aspirations.

We make sure all the strategic financial considerations necessary to see your family and business prosper are taken into account, so we can create a wealth management strategy that’s right for you.

Specialised financial advice

We bring your entire family along the journey with us, utilising multi-generational meetings to ensure everyone is on the same page, and you avoid unwarranted conflict or bottlenecks that may halt your plans.

We work with a hand-picked network of financial professionals—think of them as your business’ brains trust—each of whom provides their own independent, objective advice for your family’s needs and goals, so you get the right information from the right source.

After all, the future of your wealth is your call; we’re just helping you make the right one.

Our process

Here’s our formula that details everything you need for enduring, successful wealth management, both now and into the future.

To us, the ideal wealth management system is as follows:

Wealth Management = Investment Consulting + Advanced Planning + Relationship Management

Investment consulting

We manage each element in your portfolio, to maximise the probability of achieving the goals most important to you. This includes portfolio performance analysis, risk evaluation, asset allocation, cost and tax impact assessment, and investment policy review.

Advanced planning

Advanced planning goes beyond investments. We’ll help you:

• enhance your wealth through maximising your cash flows and minimising your tax liability;
• safely disperse your assets and capital to the next generation;
• identify any personal and financial risks to protect your long-term goals; and
• ensure that your personal passions, like any charitable giving, remains intact, and even becomes tax-effective.

Relationship Management

A key factor in successful family wealth transitions is good communication between family members—so we help you keep your communication lines open. As the custodians of your wealth management system we manage the relationships between everyone involved in maintaining your wealth. This includes family members, clients, and our network of professional independent advisors.

 

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Our wealth management partnership process

Here’s a chart that outlines succinctly how we’ll work together to manage your wealth.

 

Your family office

Our Family Office service provides busy business families with a comprehensive, long-term investment and financial management model that organises each element of your personal and professional affairs, helping you to protect and continue to grow your wealth, so you can settle in and enjoy life after you’ve transitioned out of working.

Together with our network of trusted independent professionals we coordinate all the important areas of your life for you—and we mean all of them, from your cashflow and expense management, down to your bookkeeping, tax return preparation, and real estate management.

Our Family Office service lifts the administrative burden off your shoulders, ensuring the necessary support structures are in place for your transition into your new life post-work, and that your family business continues to thrive for future generations.

  • Personal advice for complex lives Stephan Independent Advisory took the time to understand our situation & tailor their advice & solutions to our specific needs which, being a business owner, can be quite complex. Paul Marsh - Principal P2 Group - Business Owner
  • Enjoy the fruits of working life Joe & James were able to provide me with the impetus to take the next step into retirement which could have been delayed without quality financial advice. Dr. Kevin Adams Self Funded Retiree
  • Professional practice to be admired Joe & James' professional practice is to be admired. They are always there for his clients when needed. They freely pass on their expert knowledge without hard product selling techniques. Dr. Elspeth Mckay Associate Professor

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Stephan Independent Advisory
Private Wealth Management
Suite 506, 1 Princess Street, Kew VIC 3101