Insights

Posted by

As experienced Financial Planners, we identified the advice that we believe is best for our clients, can only be as good as the structure we operate within.

The vast majority of financial advisors in Australia who insinuate they are independent – are not. If a financial advisor receives commissions or is aligned with a licensee that has others who receives commissions, they are not technically independent.

If we were owned or aligned to a product manufacturer, this would influence the delivery of our financial advice to you. To remove any bias and ensure all our decisions are made in your best interests, we decided to become truly independent.

ASIC’s position on independence is clear:genuine independence is characterised by an absence of “links to product manufacturers …. commissions and … asset fees”.

Of the 18,000 financial advisers in Australia, we are part of a select group of under 90 who can call themselves truly independent.

We’ve worked long and hard to structure our company to be truly independent. This means:

  • We are privately owned. We do not provide pre-determined advice to please owners or shareholders
  • We do not receive any commission or incentives from any third party company or individual.
  • We are not aligned with any other organisation in Australia.
  • There is no conflict of interest.

Our clarity will help improve your clarity so you know exactly where you are headed with your money.

Why does independent financial advice have your best interests in mind? Watch this video and see!

James Stephan

Independent Financial Advisor

James has always been a numbers man. After he finished high school he seriously considered becoming an actuary, after some gentle coercion from the Stephan hierarchy he decided to complete a Bachelor of Business (Fin plan) at RMIT University.

James has a meticulous eye for financial strategy and takes the lead in managing the technical advice side at Stephan Strategic. James has spent time at various Melbourne Universities educating the next crop of financial planning professionals.

  • Enjoy the fruits of working life Joe & James were able to provide me with the impetus to take the next step into retirement which could have been delayed without quality financial advice. Dr. Kevin Adams Self Funded Retiree
  • Professional practice to be admired Joe & James' professional practice is to be admired. They are always there for his clients when needed. They freely pass on their expert knowledge without hard product selling techniques. Dr. Elspeth Mckay Associate Professor
  • Personal advice for complex lives Stephan Independent Advisory took the time to understand our situation & tailor their advice & solutions to our specific needs which, being a business owner, can be quite complex. Paul Marsh - Principal P2 Group - Business Owner
  • Family centered advice We have moved our investments from being a private client with a major bank to Stephan Independent Advisory in 2018. Since this move, we have been surprised at the depth of understanding encountered from Joe and James about our future plans and their ability to comprehend exactly what we wish to achieve. Mr Graham and Mrs Judith McKnight Self Funded Retirees
  • Values aligning with our own Clear, timely and direct responses in all areas of communications are outstanding. Meetings are planned and run efficiently to deliver on all our expectations. The firm’s values align to our own so that trust is readily established. Mr John and Dr Kim Watty Self Funded Retirees
OUR PODCAST

It’s Never About Money

Whether you have significant financial resources and question the meaning of success or if you’re wondering whether being that little bit wealthier will make you happier this is the podcast for you.

     

Stephan Independent Advisory
Private Wealth Management
Suite 506, 1 Princess Street, Kew VIC 3101